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We Have In-House Underwriters
We have In-House Underwriting authority for bonds under $10,000,000
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Experienced, Reliable Construction Bonding
About Us
Surety Is Our Speciality
J. Ryan Bonding is a surety only agency and we specialize in providing surety bonds to contractors. We service all types of contractors from general contractors and sub trades to excavating contractors. J. Ryan Bonding has been in business since 1997 and has grown into one of the largest surety agencies in the area. Our service area includes WI, IL, IA, IN, OH and MI.

The J. Ryan Advantage
UnMatched Customer Service
With 11 full-time staff working on your behalf, we can guarantee your company the best customer service available.
In-House Underwriting Up To $10,000,000
With our guarantee to underwrite and approve bonds up to $10,000,000 that guarantees you the fastest possible turnaround times and bond approvals.
The Most Competitive Rates In The Industry
Our experience in the industry grants us the ability to provide contractors with the industry’s best bond rates.
Quick Approvals
As the largest, most experienced surety bond agency in the Midwest, we can obtain the quickest approvals possible in the Industry.
Custom Fit Bond Program
No contractor is too small or too big. From the smallest municipal projects to NFL stadiums, we tailor a bonding program to your specific needs.
What is a Bid Bond?
A bid bond is issued as part of the bidding process by the contractor to the project owner, to provide guarantee, that the winning bidder will enter into the contract under the terms at which they bid.
What is a Performance Bond?
Performance bonds are a guarantee that a contractor will complete a construction project according to the agreed upon contract.
What is a Payment Bond?
A Payment Bond guarantees that subcontractors and suppliers will be paid for labor and materials.
The Bonding Process
- Complete a Bid Bond Request Form found on our site and fax/email to us. Request forms received without shipping instructions will be mailed.
- Bid bonds will be issued on the standard American Institute of Architects form AIA 310 unless a specified form is indicated or provided.
- Upon receiving bid bond please review, sign, notarize and submit.
- Easily complete a Performance/Payment Bond Request Form that can be found on our site and fax/email to us with copy of the contract and specific bond forms we need to use.
- Additional information may be required; if the bid spread is greater than 10%, the Owner is a Private Owner, or at the request of the Surety.
- Upon receiving bonds please review, sign, notarize and submit to the Owner or Engineer.
- Fill out the License Bond Form on our site and fax/email the License Bond Request Form along with any required bond forms
- On our site you can find and complete the Consent of Surety form and then fax/email form once completed.
- Form G707 will be used unless a specific form is provide






















